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  In the ever evolving global financial industry of today, new technologies and market dynamics are constantly changing the tools and methods of investing. There will be several big changes in the investment landscape between now and 2024, which provide both opportunities and challenges. 1. Uses of  (AI) Artificial Intelligence  AI and machine literacy ways are decreasingly being used to probe data analysis and investment prospects. AI- powered robotic counsels are getting decreasingly popular because they give personalised fiscal advice and portfolio operation at a cheaper cost than traditional counsellors. Sentiment analysis and predictive analytics not only improve decision-making processes, but also provide investors with insights into market patterns and dangers. 2.   Growth of Sustainable and ESG (Environmental, Social, Governance) Investing ESG (Environment, Social, and Governance) are becoming more integral to investment strategies, influencing decisions...

  SBI Cashback Credit Card Cashback : 5% Cashback on online* spends without any merchant restriction Welcome Bonus : Nill Reward Points : Cashback will be credited to next month’s statement Annual Fee : Cashback SBI Credit Card has an annual fee of ₹999 plus taxes. Insurance Benefits : NO Insurance coverage Fuel Surcharge Waiver : 1% waiver on fuel transactions at all petrol pumps in India

  Business Loan: Purpose: Business loans are specifically designed for business-related expenses, such as expanding operations, purchasing equipment, or managing cash flow. Application Process: The application process involves evaluating the business’s financial health, including its credit history, revenue, and profitability. Lenders also look at the business plan and projections. Loan Amounts and Terms: Business loans usually offer larger amounts and can have longer repayment terms than personal loans, sometimes extending to 10 years or more, depending on the nature of the loan and the business needs.

  Personal Loan: Purpose: Personal loans are typically used for individual purposes, such as consolidating debt, funding home improvements, or covering personal expenses. They’re not intended for business-related expenses. Application Process: The application process usually involves assessing your personal credit history, income, and overall financial health. Lenders look at your ability to repay the loan based on your personal financial situation. Loan Amounts and Terms: Personal loans usually have smaller loan amounts compared to business loans, and the repayment terms are often shorter, typically ranging from 1 to 7 years.

  SBI Cashback Credit Card Cashback : 5% Cashback on online* spends without any merchant restriction Welcome Bonus : Nill Reward Points : Cashback will be credited to next month’s statement Annual Fee : Cashback SBI Credit Card has an annual fee of ₹999 plus taxes. Insurance Benefits : NO Insurance coverage Fuel Surcharge Waiver : 1% waiver on fuel transactions at all petrol pumps in India HSBC Cashback Credit Card Cashback : 1.5% unlimited cashback on all other spends Welcome Bonus : Amazon voucher worth ₹1,000 Reward Points : Cashback will be credited within 45 days of the card’s statement Annual Fee : The joining and annual fee of the HSBC Cashback Credit Card is ₹999 plus taxes. Insurance Benefits : Insurance coverage worth ₹3 lakhs against misuse of cards . Fuel Surcharge Waiver : 1% fuel surcharge waiver

  Business Loan: Purpose: Business loans are specifically designed for business-related expenses, such as expanding operations, purchasing equipment, or managing cash flow. Application Process: The application process involves evaluating the business’s financial health, including its credit history, revenue, and profitability. Lenders also look at the business plan and projections. Loan Amounts and Terms: Business loans usually offer larger amounts and can have longer repayment terms than personal loans, sometimes extending to 10 years or more, depending on the nature of the loan and the business needs.

  Personal Loan: Purpose: Personal loans are typically used for individual purposes, such as consolidating debt, funding home improvements, or covering personal expenses. They’re not intended for business-related expenses. Application Process: The application process usually involves assessing your personal credit history, income, and overall financial health. Lenders look at your ability to repay the loan based on your personal financial situation. Loan Amounts and Terms: Personal loans usually have smaller loan amounts compared to business loans, and the repayment terms are often shorter, typically ranging from 1 to 7 years.

  Axis Rewards Credit Card Reward Points : Unlimited 2 EDGE REWARD points earned on every Rs 125 spend. Welcome Bonus : Enjoy 5,000 EDGE Reward points on cumulative net spends of Rs. 1,000 or above within 30 days of card issuance. Membership Benefits:  Flexible redemption options include travel, merchandise, gift vouchers, and cashback. Annual Fee : Rs. 1,000 Annual fee waived off on annual spends of Rs. 2,00,000 and above. Insurance Benefit:  Purchase Protection Cover up to Rs 1 lakh. Who should get this card:  annual Income Minimum 7 lakh above.and have a good credit score. Standard Chartered Rewards Credit Card Reward Points : rewards on all retail spends* + bonus 4X rewards* on monthly spends* over INR 20,000. Welcome Bonus : Additional 4 reward points per INR 150 on monthly retail spends* above INR 20,000. Redemption Options : Wide range of redemption options such as travel bookings, statement credit, and shopping vouchers. Annual Fee : Renewal fees will be reve...

  Axis Rewards Credit Card Reward Points : Unlimited 2 EDGE REWARD points earned on every Rs 125 spend. Welcome Bonus : Enjoy 5,000 EDGE Reward points on cumulative net spends of Rs. 1,000 or above within 30 days of card issuance. Membership Benefits: Flexible redemption options include travel, merchandise, gift vouchers, and cashback. Annual Fee : Rs. 1,000 Annual fee waived off on annual spends of Rs. 2,00,000 and above. Insurance Benefit: Purchase Protection Cover up to Rs 1 lakh.  Who should get this card: annual Income Minimum 7 lakh above.and have a good credit score. Standard Chartered Rewards Credit Card Reward Points : rewards on all retail spends* + bonus 4X rewards* on monthly spends* over INR 20,000. Welcome Bonus : Additional 4 reward points per INR 150 on monthly retail spends* above INR 20,000 . Redemption Options : Wide range of redemption options such as travel bookings, statement credit, and shopping vouchers. Annual Fee : Renewal fees will be reversed on ...

  Personal Loan: Purpose: Personal loans are typically used for individual purposes, such as consolidating debt, funding home improvements, or covering personal expenses. They’re not intended for business-related expenses. Application Process: The application process usually involves assessing your personal credit history, income, and overall financial health. Lenders look at your ability to repay the loan based on your personal financial situation. Loan Amounts and Terms: Personal loans usually have smaller loan amounts compared to business loans, and the repayment terms are often shorter, typically ranging from 1 to 7 years. Business Loan: Purpose: Business loans are specifically designed for business-related expenses, such as expanding operations, purchasing equipment, or managing cash flow. Application Process: The application process involves evaluating the business’s financial health, including its credit history, revenue, and profitability. Lenders also look at the busin...